10 Dec 2024

Saving money is not a matter of willpower—it is a matter of structure. Every day, we are pulled by the urge to spend, to lose control, and to justify it as survival. For many in Gen Z, this has become a trap, a slow erosion of financial freedom. I refused to accept this. My system is simple: spend less than your daily budget, and what’s left rolls forward, giving you room to breathe. Spend more, and tomorrow will carry the weight. By week’s end, the leftover money becomes savings. If there’s none, the punishment is clear—a tighter budget for the week ahead. It is not glamorous, but it works. A small, deliberate rebellion against the chaos of modern consumption.

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